Financial Literacy with Charles A. Chadwick Jr.

The Man Who Paid Off his College Debts

Meet Charles, an author, speaker, and visionary who embraces change and envisions a brighter future. Charles’s life journey, starting as a plumbing apprentice, then navigating college, and ultimately becoming an entrepreneur, has shaped his innovative and adaptable mindset towards life’s obstacles.

But Charles is not just a success story; he’s a beacon of hope. His belief in giving back and lightening the load of college debt is a testament to his passion for making learning enjoyable and affordable. Charles intimately understands the uphill battle many millennials face with student loan debt. He managed to slash his college costs by an astounding 40%, ultimately graduating without the crippling weight of debt and now debt free.

In today’s uncertain world, Charles’s story is an inspiration, a reminder that resilience and adaptability are keys to survival. He holds two degrees and mastered being a plumber apprentice before venturing into college, a decision that not only added value but also helped him navigate the financial challenges of the pandemic as an essential worker in the construction and security sector.

Charles’s powerful message has gained recognition from major news outlets like the Associated Press News, Reader’s Digest,, Advisor Perspective, Pacer Monitor, Black Authors TV Matter, and others. Rooted in empathy, his mission empowers individuals to pursue their dreams, reconsider the trade industry, and embrace alternative pathways for a brighter future. His journey exemplifies resilience, and his message offers hope for transformation. Inspired by a lifetime of support, Charles is dedicated to motivating the next generation through his passion for writing books.

Charles Being featured in:

Meet Charles – Author, Speaker, Free Thinker